It’s true that we know banking. That knowledge is critical when you’re facing possibly the most important financial decision you will ever make for your bank.
It’s true that we know what makes a good deal. We know to ask for the right information and to identify the key provisions that impact short-term corporate risks and long-term shareholder value.
Closing a deal requires strategic thinking, business savvy and skillful negotiation.
It’s actually more an art than a science.
We are thorough because we specialize in community banking and we’ve been working in this field exclusively for more than three decades. We approach every project with the same regard for completeness and accuracy.
Whether it’s an acquisition analysis, a bid process, an appraisal of bank stock, or a fairness opinion letter, we let the facts speak for themselves. We tell it like it is.
That’s the way we do business.
From our first conversation to the last handshake, we concentrate on what’s best for your bank and your shareholders. We examine your needs and your unique situation. We lay out the tasks and challenges as we see them. And we always solicit your input.
We explain the issues at every step of the process. We list the pluses and minuses and offer our best judgment. You always know where you stand and what you can expect. There are no surprises.
You stay informed and in control.
Many of our clients have been with us since the inception of our company in 1989. They value our work, call us first when a new need arises, and refer us to other bankers.
We approach every client with the goal of developing a long-term professional relationship. Trust grows as we work together, in actions as well as words.
The best respect is mutual.
Our firm is large enough to handle your needs, yet small enough to work with you one-on-one. Our principals get directly involved with each project, assuring that you get the best we can offer.
As an objective third party, we guide you through a process that may sometimes seem chaotic and muddled by personal or community issues. We help you see the bigger picture and stay focused on the goal.
We keep the facts in focus and the goal in sight.
Selling a bank is not just about finding a buyer. It’s more about creating a market: packaging your bank and enhancing competition among prospective bidders.
We know what potential buyers want to see in a bid book and how to engage them in a fair and professional bidding process. We analyze offers against objective criteria and help you single out the one that best meets your goals.
We measure our success by your success.
