Mergers & Acquisitions

We advise community banks across the United States about merger & acquisition transactions. Since our founding in 1989, we have counseled hundreds of clients, performing services such as the following:

Buyers and Sellers

  • Assist with strategic planning.
  • Identify and assess acquisition candidates or potential acquirers.
  • Provide pricing, structure, and pro forma analyses.
  • Identify key regulatory issues and develop appropriate responses.
  • Issue fairness opinion letters.
  • Evaluate bids and acquisition proposals.
  • Assist with dissenting shareholder disputes.
  • Offer negotiation support and guidance.
  • Advise on the purchase or sale of branches.

Merger-of-Equal Transactions

  • Conduct pro forma analyses.
  • Determine exchange ratio.
  • Issue fairness opinion letters.

“Our bank has used The Bank Advisory Group for about ten years. They helped us move to a Subchapter S corporation, consider several acquisitions and acquire a bank. For these and other services, we have been very pleased. At one point, because of a conflict of interest, we had to go to another source. We were able to clearly see the difference: The Bank Advisory Group was a significantly more effective resource with capability and sophistication that delivers thorough and comprehensive solutions for complex transactions.”

Joe Henkel, President and CEO // Kleberg First National Bank, Kingsville, Texas // $457 million total assets